ADP National Employment Report: Private Sector Sheds 32,000 Jobs in November as Pay Growth Slows to 4.4% The November ADP National Employment Report points to a softening U.S. private labor market, with a 32,000 job decline marking the largest drop in more than two years and underscoring mounting pressure on smaller firms and cyclical sectors. At the same time, annual pay growth for workers who stayed in their jobs slowed to 4.4%, suggesting easing wage inflation that could s

Target Date Funds (TDFs) have long been the default investment option in many DC plans, but 2025 brings renewed regulatory attention and a high standard of care for plan sponsors and advisors alike. Regulatory Spotlight The Department of Labor and Congress have both turned up the heat on TDF oversight. While TDFs are easy for participants to use, they’re complex under the hood – blending equity, fixed income, and sometimes alternative exposures with shifting allocations over

Investing in international markets offers diversification benefits that can enhance a portfolio’s risk-adjusted returns. However, not all...

Two AI Avatars Discussing Walgreen's New 401(k) Student Loan Matching Program

DOL Retirement Security Rule

Understanding Interest Rates

401k Fee Options

Employer's insurance coverage for fiduciary duty

FEES MATTER | FIDUCIARY RESPONSIBILITY | ONGOING MONITORING The common providers that charge fees on retirement plans are: The...

401(k) Equity Stylebox

Comparing 401k advisor fees

401(k) Fund Screening

Below is a list of items that employers should consider saving into their fiduciary file. If there was ever an audit or litigation, a...

Find the mistake, fix the mistake, avoid the mistake Below are some common mistakes that the IRS found employers making. 401(k) plans...

Anyone who has received stacks of mailed booklets, leaflets or other paper 401(k) disclosure materials might be cheering about the...

Fees are an important part of retirement plans. So much so that the Department of Labor says plan sponsors (aka employers) must consider...

Offering a competitive benefits package, including a top-notch 401(k) plan, is essential for your company to recruit and retain top...

Retirement plan committees are super important; they set the direction and priorities of the company’s retirement plan. These actions (or...